:root{--ink:#0b1220;--ink2:#334155;--mut:#64748b;--bg:#ffffff;--soft:#f3f6fb;--line:#e2e8f0;--blue:#2979ff;--blue-d:#1d5fd6;--hot:#ff5c35;--hot-d:#e2461f;--r:14px;--max:1080px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--blue-d)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
header.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--ink);text-decoration:none;letter-spacing:-.01em;line-height:1.15}
.logo small{display:block;font-weight:600;color:var(--mut);font-size:12.5px}
.logo svg{width:34px;height:34px;flex:none}
nav.main{display:flex;gap:22px}nav.main a{color:var(--ink2);text-decoration:none;font-weight:600;font-size:15px}nav.main a:hover,nav.main a[aria-current]{color:var(--blue-d)}
.btn{display:inline-flex;align-items:center;gap:10px;background:var(--hot);color:#fff;text-decoration:none;font-weight:800;border-radius:999px;padding:12px 22px;white-space:nowrap}
.btn:hover{background:var(--hot-d)}.btn.ghost{background:transparent;color:var(--ink);border:2px solid var(--line)}
.btn svg{width:18px;height:18px}
.hero{background:radial-gradient(1200px 400px at 85% -10%,#1f3b77 0,transparent 60%),var(--ink);color:#fff;padding:64px 0 56px}
.hero .eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#9cc0ff;margin-bottom:14px}
.hero h1{font-size:clamp(30px,5vw,48px);line-height:1.1;letter-spacing:-.02em;margin:0 0 18px;max-width:780px}
.hero p.lead{font-size:19px;color:#cbd5e1;max-width:720px;margin:0 0 28px}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.hero .ghost{color:#fff;border-color:#334569}
.badges{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:30px;padding:0;list-style:none;color:#cbd5e1;font-size:15px}
.badges li::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:#34d399;margin-right:8px;vertical-align:middle}
section{padding:56px 0}section.soft{background:var(--soft)}
h2{font-size:clamp(24px,3.4vw,32px);line-height:1.2;letter-spacing:-.015em;margin:0 0 18px}
h3{font-size:20px;margin:0 0 8px}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.card a.more{font-weight:700;text-decoration:none}
.steps{counter-reset:s;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));padding:0;list-style:none}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 22px 22px 70px;position:relative}
.steps li::before{content:counter(s);position:absolute;left:20px;top:20px;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;display:grid;place-items:center}
.chips{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}.chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 14px;font-size:15px}
.chips a{text-decoration:none}
.cols{display:grid;gap:32px;grid-template-columns:1.3fr 1fr}
.nap{background:var(--ink);color:#e2e8f0;border-radius:var(--r);padding:26px}.nap h3{color:#fff}.nap a{color:#fff}
.nap dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:6px 14px}.nap dt{color:#94a3b8}.nap dd{margin:0}
.map{border:0;width:100%;height:340px;border-radius:var(--r)}
.crumbs{font-size:14px;color:var(--mut);padding:14px 0 0}.crumbs a{color:var(--mut)}
.page-head{background:var(--soft);padding:34px 0 30px;border-bottom:1px solid var(--line)}.page-head h1{font-size:clamp(28px,4.4vw,40px);line-height:1.15;margin:8px 0 10px;letter-spacing:-.02em}
.page-head p{color:var(--ink2);max-width:760px;margin:0}
.prose{max-width:760px}.prose p{margin:0 0 16px}
details{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 20px;margin-bottom:10px}
summary{font-weight:700;cursor:pointer}details p{margin:10px 0 0;color:var(--ink2)}
.cta-band{background:var(--blue);color:#fff;border-radius:var(--r);padding:30px;display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between}
.cta-band p{margin:0;font-size:20px;font-weight:700}
footer{background:var(--ink);color:#94a3b8;font-size:15px;padding:44px 0 90px}
footer .fgrid{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
footer h4{color:#fff;margin:0 0 10px;font-size:15px}footer a{color:#cbd5e1;text-decoration:none}footer ul{list-style:none;padding:0;margin:0}footer li{margin:4px 0}
footer .legal{border-top:1px solid #1e293b;margin-top:30px;padding-top:18px;font-size:13px}
.callbar{position:fixed;left:12px;right:12px;bottom:12px;z-index:30;display:none}
.callbar .btn{width:100%;justify-content:center;padding:15px;font-size:18px;box-shadow:0 10px 30px rgba(0,0,0,.25)}
@media (max-width:860px){nav.main{display:none}.cols{grid-template-columns:1fr}.callbar{display:block}.bar .btn{display:none}}